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Legal Terms & Definitions

"Mortgage On Real Property" means:

A

An oral promise to transfer land after death

B

An instrument creating a lien on real estate as security for a specified debt

C

A certificate issued by a county clerk to prove a notary's authority

D

A writing that transfers only possession at will

Official source: Notary Public License Law (March 2026)

Reference: Legal Terms & Definitions

Source checked September 7, 2026

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Correct Answer

B. An instrument creating a lien on real estate as security for a specified debt

Detailed Explanation

The glossary treats a mortgage as a security device tied to debt. In "Definitions and General Terms," a mortgage on real property is an instrument in writing, duly executed and delivered, that creates a lien upon real estate as security for payment of a specified debt. For contrast, a lease transfers possession rights, not a security lien for debt.

Legal Terms & Definitions Question #290
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